Halavais & Associates is a premier law firm specializing in providing comprehensive representation to mortgage lenders and foreclosure investors throughout California. With more than 26 years of dedicated experience in foreclosure processing, litigation, and asset management, the firm stands out for its deep expertise, integrity, and commitment to achieving business-sensible resolutions for its clients.
The firm’s approach is centered on delivering aggressive and effective legal representation, with each client receiving personalized attention. Their attorneys are known for resolving disputes in a manner that aligns with lenders’ strategic interests, leveraging extensive knowledge of both state and federal regulations affecting the mortgage and real estate industries.
Services Offered
- Defense of borrower litigation challenging loan origination, servicing, and foreclosure processes
- Judicial Foreclosure processing, Sheriff’s sale, obtaining deficiency judgment, and collection
- Enforcement of lender’s right to collect rents through court-appointed professional property management
- Defense of claimed violations of California Homeowner’s Bill of Rights (HBOR), Dodd-Frank, TILA, RESPA, HOEPA, and California Finance Law
- Representation of foreclosure investors in defending litigation attacks on their title
- Appeals to the California Court of Appeals and California Supreme Court
- Bankruptcy litigation in Chapter 7, 11, 12, and 13 cases, including relief from automatic stay, compliance with Chapter 13 plans, and filing Proofs of Claim
- Reviewing disclosure statements and plans of reorganization in Chapter 11 cases
- Litigating objections to use of cash collateral (rents) by debtors with income-producing property
- Motions to dismiss or convert bankruptcy cases for non-compliance
- Defense of lien avoidance actions and other adversary proceedings
- Defense of objections to creditor’s Proof of Claim
- Representation of creditors on appeals to the Bankruptcy Appellate Panel, District Court, 9th Circuit Court of Appeals, and the United States Supreme Court
- Non-judicial foreclosure processing throughout California (through sister company C&H Trust Deed Service)
The firm serves clients across California and focuses exclusively on the needs of mortgage lenders, investors, and financial institutions, offering a complete package of foreclosure and litigation support tailored to the complexities of real estate and lending law.
