Federal Deposit Insurance Corporation is an independent federal agency established by Congress to maintain stability and public confidence in the U.S. financial system. Specializing in deposit insurance and financial institution oversight, the FDIC stands out as a cornerstone of banking security, providing critical protections for consumers and ensuring the integrity of the nation’s banking infrastructure.
The FDIC operates through a comprehensive framework that includes examining and supervising financial institutions for safety and soundness, managing receiverships, and promoting consumer protection and economic inclusion. With a mission-driven approach, it serves a broad range of stakeholders including individual consumers, banking professionals, financial analysts, and legal professionals, offering extensive resources, research, and regulatory guidance.
Services Offered
- Deposit insurance coverage
- Financial institution supervision and examinations
- Consumer protection services
- Resolution of large and complex financial institutions
- Receivership management
- Bank data and financial reporting tools
- Consumer education and financial literacy resources
- Electronic Deposit Insurance Estimator (EDIE)
- Regulatory guidance and financial institution letters
- Applications for deposit insurance processing
- Banker resource center
- Analyst research tools and quarterly banking profiles
- Mission-Driven Bank Fund support for Minority Depository Institutions and Community Development Financial Institutions
- Fraud and impersonation scam alerts
- Legal and regulatory compliance assistance
As a federal agency, the FDIC serves the entire United States and offers resources in both English and Spanish. It maintains a robust online presence with extensive educational materials, data tools, and regulatory documentation accessible to the public and industry professionals alike.
