Fire Loss Attorney is a Chicago-based legal practice specializing exclusively in fire and water damage insurance claims, representing policyholders in disputes against insurance companies. Led by attorney David Hernandez, the firm stands out for its dedicated focus on securing full and fair compensation for residential and commercial property owners facing claim denials, lowball offers, or delays.
The firm adopts a client-centered approach, working solely for policyholders—not insurance companies—and often handles cases with no out-of-pocket costs to clients. With extensive experience in complex property damage cases, David Hernandez and his team are well-versed in policy language, coverage extensions, and aggressive negotiation and litigation tactics. They serve homeowners, tenants, business owners, and property managers throughout Illinois, particularly those dealing with stressful post-loss insurance disputes.
Services Offered
- Residential fire damage claims
- Commercial fire damage claims
- Commercial water loss and flooding claims
- Personal property damage claims
- Insurance investigations after fire or water loss
- Examinations Under Oath (EUO) representation
- Claims involving Special Investigation Units (SIU)
- Insurance bad faith and claim denials
- Large and complex insurance claims
- Handling claims involving foreclosure, bankruptcy, divorce, or arson complications
- Review and correction of insurance estimates
- Total loss method of payout disputes
- Claim presentment, negotiation, and full construction management
The firm serves clients throughout Illinois, with offices in Chicago, Aurora, Joliet, Elgin, Peoria, and Rockford. Spanish language services are available, and the team is committed to protecting client rights through attentive, knowledgeable representation in high-stakes insurance disputes.
