Arthur Ray Law Offices is a dedicated bankruptcy law firm in Memphis, Tennessee, specializing in Chapter 7 and Chapter 13 bankruptcy cases. With over 40 years of legal experience, the firm stands out for its client-focused approach, offering $0 upfront attorney’s fees on most Chapter 13 cases and free preparation of bankruptcy petitions to help clients make informed decisions without financial pressure.
The firm emphasizes personalized, compassionate service, helping individuals navigate complex debt relief options including stopping garnishments, recovering repossessed vehicles, and resolving issues with foreclosures or evictions. Arthur Ray Law Offices is committed to providing clear guidance, ensuring clients only file for bankruptcy when fully confident it is the right step, and supporting them through every phase of the process with expertise and care.
Services Offered
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Stop Garnishment
- Stop Eviction
- Payday Loan Debt Resolution
- Credit Card Debt Relief
- Driver’s License Reinstatement Assistance
- Title Loan Disputes and Vehicle Protection
- Mortgage and Foreclosure Prevention
- Property Tax Debt Management
- Student Loan Bankruptcy Options
- Medical Debt Elimination
- Car Repossession Recovery
- Tax Problem Resolution
- Debt Consolidation and Payment Reduction
- Co-signer Protection from Harassment
- Stop IRS Levies and Wage Garnishments
- Bankruptcy Consultation and Petition Preparation
Serving clients in Memphis and surrounding areas, the firm offers initial consultations by phone and provides support in navigating both personal and financial challenges with professionalism and empathy.
