Florida Workers Comp is a state-mandated joint underwriting association providing essential workers’ compensation insurance solutions for employers throughout Florida. It serves as a specialized market of last resort, offering critical coverage when traditional insurers are unavailable, ensuring businesses remain compliant with state laws and protected against workplace injuries.
The association operates with a structured, transparent process for application review, claims filing, and policy administration, supported by extensive resources for both employers and authorized producers. It focuses on delivering accessible, reliable coverage through a well-defined framework that includes premium discount programs, fraud reporting mechanisms, and a dedicated safety program to promote workplace well-being.
Services Offered
- Workers’ compensation insurance coverage
- Application review process for employers
- Premium discount programs
- Claims filing and administration
- Medical provider location services
- Certificates of insurance
- Producer and agency authorization and support
- Market Assistance Plan (MAP)
- Safety program resources
- Payroll audit procedures
- Fraud reporting services
- Waiver of subrogation processing
- Proof of coverage database access
- Policy and claims administration support
- Exemption information and assistance
Florida Workers Comp exclusively serves employers and agencies across the state of Florida, providing vital support through its online portals, detailed operational manuals, and comprehensive resource center designed to streamline compliance and claims management.
