Law Office of Edward Hanratty is a trusted consumer protection and consumer bankruptcy law firm serving Central New Jersey, specializing in helping individuals overcome serious financial challenges. With over 25 years of experience, the firm stands out for its dedicated focus on debt relief, student loan disputes, and foreclosure defense, providing compassionate and aggressive legal advocacy since 1998.
The firm takes a collaborative and transparent approach, working closely with clients to explore all available options for financial recovery. Edward Hanratty and his team are known for their expertise in navigating complex state and federal consumer laws, offering personalized strategies to stop creditor harassment, wage garnishments, and bank levies. They primarily assist individuals facing overwhelming debt, student loan burdens, mortgage issues, and unfair consumer practices.
Services Offered
- Bankruptcy attorney services
- Foreclosure defense and services
- Student loan dispute resolution and discharge
- Mortgage modification and counseling
- Consumer protection legal services
- Debt settlement negotiation
- Adversary complaint filing
- Wage garnishment relief
- Bank levy prevention
- Loan forgiveness assistance
- Representation in consumer lending disputes
- Retirement savings protection in bankruptcy
Serving clients throughout Central New Jersey from their office in Freehold, the firm offers consultations in both English and Spanish. Notable achievements include multiple successful adversary complaints resulting in the discharge of significant student loan debts, with cases such as Hunter v. NJHESAA ($259,470.56) and Arnhold v. NJHESAA ($167,779.77) highlighting their effectiveness in this specialized area.
