Ellen Ray is a dedicated bankruptcy attorney serving Richmond, Virginia and the surrounding areas, specializing in Chapter 13 and Chapter 7 bankruptcies. With over 32 years of legal experience and more than 25 years focused exclusively on bankruptcy law, the firm stands out for its deep expertise in both consumer and business bankruptcy cases, offering clients knowledgeable guidance through complex financial challenges.
The firm emphasizes a client-centered approach, leveraging extensive familiarity with local court systems and trustee offices to ensure smoother, more predictable outcomes. Ellen Ray is particularly skilled at helping individuals and business owners navigate financial distress, offering practical advice tailored to each client’s situation. Target clients include those facing foreclosure, wage garnishment, tax debt, or business closure, with a commitment to providing clear, experienced legal support during stressful times.
Services Offered
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Business Bankruptcy
- Consumer Bankruptcy
- Bankruptcy Consultation
- Debt Discharge Advice
- Foreclosure Prevention
- Wage Garnishment Relief
- Tax Debt Resolution
- Co-signed Debt Liability Counseling
- Bankruptcy Filing for Joint Debt
- Lien Removal for Secondary Mortgages
- Bankruptcy Eligibility Assessment
- Reorganization Referrals for Chapter 11 Bankruptcy
The firm serves clients throughout the Richmond Division of the Eastern District of Virginia, including Greater Richmond, Petersburg, Fredericksburg, Spotsylvania County, Caroline County, King William County, and Essex County. With over three decades of experience and a focus on personalized, effective bankruptcy solutions, Ellen Ray provides reliable legal support to individuals and businesses seeking financial relief.
