Hammerschmidt, Stickradt & Associates is a dedicated bankruptcy law firm serving Southeast Michigan with a focus on providing compassionate and effective legal solutions for individuals facing financial distress. Specializing in Chapter 7 and Chapter 13 bankruptcy cases, the firm stands out for its personalized approach, flexible consultation options, and commitment to helping clients achieve lasting financial stability.
With nearly three decades of combined experience, the attorneys at HS&A bring deep expertise in consumer bankruptcy law, offering reliable guidance to stop creditor harassment, prevent foreclosure, and eliminate overwhelming debt. The firm serves clients throughout Michigan, emphasizing affordable plans, remote accessibility, and a genuine dedication to restoring clients’ financial peace of mind. Their practice is built on trust, determination, and a client-centered philosophy that prioritizes understanding and support during challenging times.
Services Offered
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Bankruptcy Eligibility Evaluation
- Means Test Analysis
- Automatic Stay Filings
- Foreclosure Defense
- Wage Garnishment Relief
- Debt Collection Defense
- Credit Card Debt Resolution
- Student Loan Debt Advice
- Vehicle Repossession Prevention
- Rebuilding Credit Programs
- Bankruptcy and Divorce Guidance
- Exemption Planning (Federal and State)
- Conversion Between Chapter 7 and Chapter 13
- Creditor Harassment Protection
- Utility Restoration Assistance
The firm serves clients across Southeast Michigan, including Troy and Detroit, and offers consultations in person, via video call, or through remote document handling. With fluency in English and a focus on individualized care, HS&A has built a strong reputation for helping residents navigate complex financial challenges with confidence and clarity.
