Hayward, Parker & O’Leary Esqs. is a distinguished bankruptcy law firm based in Middletown, New York, specializing in comprehensive debt relief solutions for individuals and small businesses throughout the Mid-Hudson Valley. With over 30 years of dedicated service, the firm stands out for its deep expertise in navigating the Bankruptcy Code and related state and federal statutes, providing clients with strategic guidance to overcome financial challenges.
The firm’s approach is rooted in experience, clarity, and client-centered advocacy. Led by Attorney Michael O’Leary, a former Chapter 7 Trustee who has administered over 10,000 cases, the team offers a complementary skill set tailored to each client’s unique financial circumstances. They prioritize clear communication, ensuring clients fully understand the bankruptcy process, and provide fairly priced services designed to reduce anxiety and deliver tangible debt relief. The firm is particularly adept at handling foreclosure defense, asset protection, and complex bankruptcy litigation.
Services Offered
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Small Business Bankruptcy
- Foreclosure Defense
- Bankruptcy Litigation
- Mortgage Modifications and Loss Mitigation
- Asset Protection
- Wage Garnishment Relief
- Retirement Savings and Pension Plan Protection
- Debt Settlement Guidance
- Elimination of Second and Third Mortgages
- Bankruptcy and Income Tax Issues
- Handling of Secured and Unsecured Debts
- Bankruptcy Alternatives and Debt Repayment Plans
- Bankruptcy for Specific Debts (Credit Card, Medical, Military, Student Loans, Car Loans, Utility Bills, Social Security Debt, Payday Loans)
- Fraudulent and Preferential Transfer Analysis
- Section 341 Meeting Preparation
- Means Test Analysis
- Automatic Stay Enforcement
- Bankruptcy for Sole Proprietorships, Corporations, Partnerships, and LLCs
- Citizenship and Immigration Issues in Bankruptcy
- Judicial Liens on Real Estate
- Bankruptcy and Domestic Support Obligations
- Bankruptcy for the Elderly
- Avoiding Foreclosure Rescue Scams
Serving clients across Orange County and the Greater Hudson Valley, including Middletown, Newburgh, and Goshen, the firm offers guidance in both Chapter 7 and Chapter 13 bankruptcies, with a focus on saving homes from foreclosure, stopping repossessions and garnishments, and protecting exempt assets. Their extensive experience and client-focused methodology have established them as a trusted resource for those seeking financial stability.
