JD Graham Attorney at Law is a dedicated bankruptcy law firm serving clients across Southern Illinois, with a focused expertise in helping individuals and families overcome overwhelming debt. With over 32 years of experience and a track record of eliminating more than $250 million in debt for over 14,000 clients, the firm stands out for its compassionate, personalized approach and deep understanding of financial hardship.
The firm provides each client with attentive, one-on-one guidance through the complexities of bankruptcy, emphasizing education and support to help clients rebuild a stronger financial foundation. It specializes in both Chapter 7 and Chapter 13 bankruptcy cases, assisting those facing garnishments, foreclosure, repossession, creditor harassment, and utility shut-offs. Clients benefit from the firm’s extensive experience navigating means tests, 341 meetings, and all aspects of filing and qualification.
Services Offered
- Bankruptcy attorney services
- Chapter 7 bankruptcy filing
- Qualifying for Chapter 7 bankruptcy
- Chapter 7 means test assistance
- 341 meeting representation for Chapter 7
- Advantages and disadvantages counseling for Chapter 7
- Chapter 13 bankruptcy filing
- Qualifying for Chapter 13 bankruptcy
- Chapter 13 means test assistance
- 341 meeting representation for Chapter 13
- Advantages and disadvantages counseling for Chapter 13
- Debt elimination strategies
- Debt repayment planning
- Handling credit card and medical bill debt
- Addressing debt collector phone calls
- Stopping garnishments
- Halting foreclosure proceedings
- Preventing repossessions
- Utility shut-off prevention assistance
- Free initial consultations
The firm serves multiple counties in Southern Illinois with offices in O’Fallon, Mt. Vernon, Effingham, Salem, Granite City, Carrollton, Marion, Mounds, Belleville, Charleston, Olney, Red Bud, Alton, Edwardsville, Carmi, and Marshall. It has been peer-selected annually from 2021 through 2025, reflecting its respected standing in the legal community.
