Kevin Palley, Attorney at Law is a Lexington-based legal practice specializing in consumer and business financial law, with a notable focus on debt-related litigation and bankruptcy. The firm stands out for its innovative approach to emerging financial technologies, having secured one of the first U.S. judgments involving a Bitcoin loan dispute.
The practice adopts a proactive and thorough approach to debt defense and financial legal matters, assisting both individuals and businesses facing collection actions, lawsuits, or complex financial disputes. Attorney Kevin Palley leverages extensive experience in consumer protection law to challenge creditors and collection agencies, often employing strategic defenses that question debt ownership, proof of validity, and compliance with legal standards. The firm is also fluent in Spanish, broadening accessibility for Spanish-speaking clients.
Services Offered
- Bankruptcy Law (Chapter 7 liquidation, Chapter 13 repayment)
- Consumer Law (defense of debts from insurers, credit cards, finance companies)
- Collection Defense (credit cards, finance companies, medical bills)
- Foreclosure Defense
- Debt Resolution (principal reduction, payment schedules)
- Deficiency Debt Defense (repossessed asset sales)
- Credit Law (disputing improper negative credit reporting)
- Business Law (contract review, business formation, lease agreements)
- Business Collection Defense (including satellite/cable interception claims)
- Collection Letter Defense (cease and desist, dispute responses)
- Collection Agency Defense
- Civil Litigation Defense
- Consumer Claims (filing lawsuits for consumer law violations)
- Family Law (divorce, custody, time-sharing, child support, adoption)
Serving clients in Lexington and throughout Kentucky, the firm welcomes Spanish-speaking individuals and offers representation in both contested and uncontested matters across its practice areas.
