Lavery & Sirkis is a dedicated bankruptcy law firm based in Hackettstown, New Jersey, specializing exclusively in consumer debt relief. With over 35 years of experience, the firm stands out for its compassionate, ethical, and highly personalized approach to helping individuals navigate financial hardship and achieve a fresh start.
The firm focuses on providing cost-sensitive representation, offering free consultations and flexible payment plans to make legal guidance accessible. Attorney Joan Sirkis Warren leverages her deep knowledge of the Bankruptcy Code to protect clients from creditor harassment, foreclosure, wage garnishment, and other financial pressures, ensuring tailored strategies for each unique situation.
Services Offered
- Bankruptcy attorney services
- Chapter 7 bankruptcy filing
- Chapter 13 bankruptcy filing
- Debt relief and elimination of unsecured debts
- Foreclosure prevention
- Halting creditor actions and harassment
- Stopping wage garnishment
- Preventing car repossessions
- Discharge of medical bills and credit card debt
- Addressing income tax debt discharge (IRS and State of New Jersey)
- Elimination of automobile insurance surcharges
- Free initial consultations
- Personalized bankruptcy guidance
- Flexible payment plans
Serving clients throughout the Hackettstown area and surrounding regions of New Jersey, the firm is committed to helping individuals regain financial stability with understanding and respect.
