Middletown Low Cost Bankruptcy Center is a specialized legal practice led by attorney R. Richard Croce, focusing exclusively on bankruptcy law with an emphasis on accessibility and affordability. The firm stands out by offering a fully remote service model, allowing clients to file for bankruptcy without ever needing to visit an office or appear in court, and providing flexible payment plans that can start at $0 down based on the client’s financial situation.
The firm takes a personalized, client-centered approach, with Attorney Croce providing direct assistance throughout the entire bankruptcy process rather than delegating to junior staff. With over three decades of legal experience, including prior roles as General Counsel at the Connecticut Student Loan Foundation and work in a Chapter 7 bankruptcy trustee’s office, he brings deep expertise in helping individuals stop creditor harassment, prevent foreclosure, and achieve debt relief. The practice is tailored to serve residents across Connecticut seeking financial protection through bankruptcy.
Services Offered
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Debt elimination
- Foreclosure prevention
- Wage garnishment stoppage
- Creditor harassment cessation
- Mortgage restructuring
- Loan restructuring
- Retirement account protection
- Vehicle retention assistance
- Home retention assistance
- Free bankruptcy consultations
- Remote case preparation and filing
- Electronic document submission handling
The firm serves clients throughout Middletown, Hartford, New London, New Haven, and Meriden, Connecticut. Attorney Croce is a member of the Connecticut Bar Association, the Middlesex County Bar Association, and the National Association of Consumer Bankruptcy Attorneys, reflecting his commitment to professional excellence and ongoing education in bankruptcy law.
