Saginaw Low Cost Bankruptcy Center is a specialized legal practice operating as part of the Marrs & Terry PLLC firm, offering accessible and affordable legal solutions for individuals facing financial hardship in the Midland, Bay City, and Saginaw regions. The firm stands out for its commitment to providing personalized, low-cost bankruptcy services with flexible payment plans tailored to each client’s financial situation, including $0 down options and virtual consultations that eliminate the need for in-person office or court visits.
The firm takes a client-centered approach, emphasizing direct attorney involvement from experienced Michigan bankruptcy lawyers Tricia Terry and Michelle Marrs, ensuring clients are never handed off to junior staff. They offer a streamlined, three-step process for filing bankruptcy entirely online or by phone, designed to provide immediate relief from creditor harassment, wage garnishment, and foreclosure. Their services are geared toward individuals seeking to eliminate dischargeable debt, protect assets like homes and vehicles, and achieve financial stability through Chapter 7 or Chapter 13 bankruptcy.
Services Offered
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Debt Elimination
- Foreclosure Prevention
- Wage Garnishment Relief
- Creditor Harassment Protection
- Mortgage and Loan Restructuring
- Retirement Account Protection
- Vehicle Retention Assistance
- Bankruptcy Adversary Proceedings
- Free Initial Consultations (Phone, Video, or In-Person)
- Virtual Bankruptcy Filing Process
- Flexible Payment Plans for Attorney Fees
The firm serves clients throughout the greater Midland, Bay City, and Saginaw areas, with additional meeting locations in Lansing, Ann Arbor, and Grand Rapids. Both attorneys are graduates of Thomas M Cooley Law School and bring decades of combined experience in bankruptcy, real estate, and estate planning, ensuring knowledgeable and compassionate representation for those navigating financial challenges.
