Smith Ortiz, P.C. is a Chicago-based law firm specializing in bankruptcy and debt relief services, offering more than 25 years of combined legal experience. The firm stands out for its dual expertise in consumer and business law, with one of its founders holding both a law degree and an MBA, providing clients with strategic financial and legal insight.
The firm takes an individualized approach, conducting thorough reviews of each client’s financial situation to determine the most effective path toward debt relief. They focus on helping both consumers and business owners overwhelmed by debt, foreclosure, wage garnishment, or repossession, aiming to provide compassionate guidance and practical solutions for achieving financial independence.
Services Offered
- Bankruptcy attorney services
- Chapter 7 bankruptcy
- Chapter 11 bankruptcy
- Chapter 13 bankruptcy
- The Means Test analysis
- Illinois bankruptcy exemptions guidance
- Credit restoration
- Debt collection defense
- Fair Debt Collection Practices Act (FDCPA) representation
- Creditor harassment defense
- Bankruptcy fraud defense
- Emergency bankruptcy filing
- Foreclosure defense
- Strategic default advice
- Short sale assistance
- Alternatives to foreclosure
- Auto repossession defense
- Wage garnishment defense
- Student loan debt solutions
- Alternatives to bankruptcy counseling
- Debt settlement negotiation
- Loan modification assistance
- Automatic Stay enforcement
- Bankruptcy consultation and evaluation
Serving the Chicagoland area, the firm offers consultations in both English and Spanish, as indicated by the “Bancarrota” and “Translate” options on their website. With hundreds of satisfied clients, they have built a strong reputation for delivering personalized and effective debt relief solutions.
